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Welcome Navy Federal Members


Partnering with Navy Federal, we make it easier than ever to purchase life insurance for you and your family. We offer a fast and convenient way to purchase life insurance. In just 15 minutes, you can have the protection you need.

Let's Get Started


Simply answer the questions below.


Are you an existing Navy Federal member?

(Optional) Please provide your Navy Federal access number:

Available Products

Select the product category that you are interested in:

Life Insurance
Term and permanent, non-medical and fully underwritten life insurance.
Disability Insurance
Insurance for your paycheck.

Term and Permanent Products

Below you will find a list of all term and permanent products. If you need help deciding which type of product is best for you, answer the questions below.

Help Me Decide

1)
Do you need more than $250,000 of coverage?
2)
Are you willing to take a medical exam to get the best rate possible?
3)
Do you need your insurance within a few days?
4)
Are you in relatively good health?


Life Insurance
Simplified Issue Term Life Insurance

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For Individuals Seeking the Following
  • Don't want to hassle with medical exams
  • The ability to buy online
  • Quick and easy purchasing process
Product Information
  • Ages 18 to 60
  • Face Amounts from $10,000 to $250,000
Additional product features:
  • No medical exams – policy issued based on answers to application questions
  • Accelerated death benefit
  • Term conversion option
  • Renewable at end of the term period
For Individuals Seeking the Following
  • Don't want to hassle with medical exams
  • Guaranteed premium, death benefit and cash values
  • Permanent insurance that can last a lifetime
Product Information
  • Ages 18 to 65
  • Face Amounts up to $150,000
Additional product features:
  • Guaranteed death benefit
  • Cash accumulates at a guaranteed interest rate of 4%
Life Insurance
Children’s Whole Life Insurance up to Age 17

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For Individuals Seeking the Following
  • Low childhood rates that never increase
  • Coverage that is guaranteed and doubles at age 18
  • A responsible gift to the child in your life that will last a lifetime
Product Information
  • Ages 2 weeks to 17 years
  • Face Amounts up to $75,000
Additional product features:
  • Cash accumulates at a guaranteed interest rate of 4%
  • Ability to increase coverage up to 10 times original face amount without underwriting
  • Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company
Life Insurance
Fully Underwritten Life Insurance

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For Individuals Seeking the Following
  • The best possible rates
  • You have time for a medical exam and a longer closing process
Product Information
  • All Ages
  • Face Amounts up to $10 million
Additional product features:
  • Get the best rates when you choose from the top carriers

Disability Products



Disability Insurance
Online Disability Income Insurance

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For Individuals Seeking the Following
  • Don't want to hassle with medical exams
  • The ability to buy online
  • Coverage for income replacement in the event of disability
Product Information
  • Ages 18 to 60, covers up to age 65
  • Face Amounts up to the higher of your income or $100,000
Additional product features:
  • Covers both manual and non-manual jobs.


Insurance offered through Navy Federal Financial Group, LLC, an insurance agency and wholly owned subsidiary of Navy Federal Credit Union. Nondeposit investment and insurance products are not NCUA/NCUSIF or otherwise federally insured, not guaranteed or obligations of the credit union, are not offered, recommended, sanctioned or encouraged by the Federal Government, involve investment risk, including the possible loss of principal, and may be offered by an employee who serves both functions of accepting member deposits and selling nondeposit investment and insurance products.
https://www.navyfederal.org/financial-group/disclosures.php
Insurance products are sold through COVR Financial Technologies LLC ("Covr"). Covr sells insurance as an agent or broker by contractual agreements with its insurance carrier providers. COVR is licensed in the following states: Delaware (3000067942), Idaho (607086), California (0L77229). All other state license numbers are available here.
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